{"id":10327,"date":"2021-10-08T05:10:03","date_gmt":"2021-10-08T05:10:03","guid":{"rendered":"https:\/\/www.foreo.com\/mysa\/?p=10327"},"modified":"2022-03-03T08:24:13","modified_gmt":"2022-03-03T08:24:13","slug":"investing-in-your-skin-according-to-a-financial-advisor","status":"publish","type":"post","link":"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/","title":{"rendered":"Investing in Your Skin, According to a Financial Advisor"},"content":{"rendered":"

Award-winning Financial Advisor and Founder of She’s on the Money<\/a> podcast, Victoria Devine<\/a>, has built her career on empowering women to be more financially literate. In her balanced approach to inspiring women on how to best enjoy their hard-earned cash, she proves that you can invest in your future as well as your skin.<\/p>\n

<\/p>\n

Never thought that financial literacy and skincare went hand in hand? Well, let’s dive into how to make the right skinnvestment <\/em>for you.<\/p>\n

It’s okay to treat yourself to quality skincare<\/strong><\/h2>\n

Since the pandemic began, there has been an absolute boom <\/em>in people taking their skincare routines more seriously.<\/p>\n

While good skincare can be expensive and that expense can make us feel guilty, the She\u2019s on the Money<\/a> team is here to remind you that it\u2019s more than okay to indulge in swankier items from time to time<\/strong>, so long as they align with your values and don\u2019t compromise your larger money goals.<\/p>\n

In this post, we\u2019re going to tell you exactly why it\u2019s okay to work skincare into your spending priorities, and then we\u2019re going to explain how you can do it in a way that won\u2019t sabotage your savings<\/strong>.<\/p>\n

Let\u2019s dive in.<\/em><\/p>\n

Why it\u2019s okay to indulge\u00a0<\/strong><\/h2>\n

One of the things we talk about again and again at She\u2019s on the Money<\/a> is spending in line with your values. For example, while Person A may love eating out and trying new restaurants, Person B may prefer to spend their money on serums or incredible beauty tech like what FOREO<\/a> offers. This is okay! What\u2019s really important here is to identify where you feel fulfillment in your spending, so you can work it into your budget and ensure you\u2019re not spending money in meaningless ways<\/strong>.<\/p>\n

Money is a reward for your hard work<\/strong><\/h2>\n

Sometimes on our journeys to financial freedom, it can be easy to forget that money is also a reward for our hard work, and that it\u2019s more than okay to treat ourselves from time to time. The key is treating yourself to those items that truly satisfy you and that fit within your budget<\/strong>, instead of frivolously spending, craving more, and then racking up huge amounts of debt.<\/p>\n

Determine value via cost-per-use method<\/strong><\/h2>\n

The next thing we want to highlight is to factor in cost-per-use when it comes to something like skincare, or whatever your chosen indulgence may be. For example, if you\u2019re eyeing off the $299 FOREO LUNA 3<\/a> or $395 UFO 2<\/a> (aren\u2019t we all?), which seems like a substantial cost to fork out all at once, it\u2019s a good idea to think about how that product could save you money in terms of cost-per-use versus what you would pay for services like facials.<\/p>\n

Especially when UFO 2<\/a> is a supercharged facial masking device<\/strong> that offers treatments in under 2 minutes. We\u2019re no mathematicians, but if you\u2019re someone who loves getting a facial once every second month, then that\u2019s around $1,200 you\u2019ll be spending per year on that service. By investing in something like the LUNA 3<\/a> or UFO 2<\/a>, you\u2019ll just spend that initial fee and then you\u2019ll have that product for years to come<\/strong>, which is cheaper than those expensive facials.<\/p>\n

\"\"

Featured here are Victoria’s LUNA 3<\/a> and UFO 2<\/a> that she regularly incorporates into her skincare roster.<\/em><\/p><\/div>\n

How to factor the indulgence into your budget<\/strong><\/h2>\n

Step 1:<\/strong><\/h4>\n

Set up a budget and take note of where you\u2019re at. To set up a budget, what we need to do is establish an understanding of our cash flow<\/strong> (money that comes in from our streams of income versus the money going out on those essential and non-essential items). Then, instead of setting ourselves up with a restrictive budget, we instead can set up a framework of the amount of money we have to spend in different areas of our life.<\/p>\n

Step 2:<\/strong><\/h4>\n

To help factor pricey skincare into your budget, it\u2019s a great idea to comb through recent bank statements and note where you\u2019re spending unnecessarily \u2013 think your twice-daily oat latte or your unused gym membership<\/strong>. If you can manage to work those spends out of your budget, you could either save that money and put it towards a larger money goal, or you could direct it into something that aligns with your values and fulfills you.<\/p>\n

Step 3:<\/strong><\/h4>\n

Finally, remember to invest in quality, not quantity<\/strong>. It\u2019s always tempting to grab a bargain and be tempted by cheaper, more disposable items, but you can save so much money by investing in high-quality products that will be used for years to come. We need to re-frame our mindset and choose to have less high-quality products, instead of lots of low-quality products.<\/p>\n

The moral of the story? It\u2019s okay to treat yourself to things that are aligned to your values, just make sure it fits within your budget and that it doesn\u2019t compromise other financial goals you\u2019ve set for yourself!<\/p>\n","protected":false},"excerpt":{"rendered":"

Award-winning Financial Advisor and Founder of She’s on the Money podcast, Victoria Devine, has built her career on empowering women to be more financially literate. In her balanced approach to […]<\/p>\n","protected":false},"author":50,"featured_media":10328,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[369],"tags":[1241,16,1240,715,36,1239,841,1242],"yoast_head":"\nInvesting in Your Skin, According to a Financial Advisor - MYSA<\/title>\n<meta name=\"description\" content=\"According to Financial Advisor and Founder of She's on the Money podcast Victoria Devine, you will invest in your future by buying quality skincare devices.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Investing in Your Skin, According to a Financial Advisor - MYSA\" \/>\n<meta property=\"og:description\" content=\"According to Financial Advisor and Founder of She's on the Money podcast Victoria Devine, you will invest in your future by buying quality skincare devices.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/\" \/>\n<meta property=\"og:site_name\" content=\"MYSA\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/FOREO\" \/>\n<meta property=\"article:published_time\" content=\"2021-10-08T05:10:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-03-03T08:24:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.foreo.com\/mysa\/wp-content\/uploads\/sites\/2\/2021\/10\/Photo-14-9-21-9-42-09-am-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"2560\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"imogen\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@FOREO\" \/>\n<meta name=\"twitter:site\" content=\"@FOREO\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"imogen\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":[\"Article\",\"BlogPosting\"],\"@id\":\"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/\"},\"author\":{\"name\":\"imogen\",\"@id\":\"https:\/\/www.foreo.com\/mysa\/#\/schema\/person\/4fa3f65fee5d02a61185e554bf062b2b\"},\"headline\":\"Investing in Your Skin, According to a Financial Advisor\",\"datePublished\":\"2021-10-08T05:10:03+00:00\",\"dateModified\":\"2022-03-03T08:24:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/\"},\"wordCount\":851,\"commentCount\":3,\"publisher\":{\"@id\":\"https:\/\/www.foreo.com\/mysa\/#organization\"},\"keywords\":[\"beautyy devices\",\"foreo\",\"investment\",\"LUNA 3\",\"skincare\",\"skinvestment\",\"ufo 2\",\"Victoria Devine\"],\"articleSection\":[\"SKINCARE\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/\",\"url\":\"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/\",\"name\":\"Investing in Your Skin, According to a Financial Advisor - MYSA\",\"isPartOf\":{\"@id\":\"https:\/\/www.foreo.com\/mysa\/#website\"},\"datePublished\":\"2021-10-08T05:10:03+00:00\",\"dateModified\":\"2022-03-03T08:24:13+00:00\",\"description\":\"According to Financial Advisor and Founder of She's on the Money podcast Victoria Devine, you will invest in your future by buying quality skincare devices.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"BLOG\",\"item\":\"https:\/\/www.foreo.com\/mysa\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"SKINCARE\",\"item\":\"https:\/\/www.foreo.com\/mysa\/skincare\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Investing in Your Skin, According to a Financial Advisor\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.foreo.com\/mysa\/#website\",\"url\":\"https:\/\/www.foreo.com\/mysa\/\",\"name\":\"MYSA\",\"description\":\"Beauty and Well-Being Journal\",\"publisher\":{\"@id\":\"https:\/\/www.foreo.com\/mysa\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.foreo.com\/mysa\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.foreo.com\/mysa\/#organization\",\"name\":\"FOREO MYSA\",\"url\":\"https:\/\/www.foreo.com\/mysa\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.foreo.com\/mysa\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.foreo.com\/mysa\/wp-content\/uploads\/sites\/2\/2022\/02\/mysa-logo-w-quote-English-re\u0301seaux-sociaux.jpg\",\"contentUrl\":\"https:\/\/www.foreo.com\/mysa\/wp-content\/uploads\/sites\/2\/2022\/02\/mysa-logo-w-quote-English-re\u0301seaux-sociaux.jpg\",\"width\":2500,\"height\":1312,\"caption\":\"FOREO MYSA\"},\"image\":{\"@id\":\"https:\/\/www.foreo.com\/mysa\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/FOREO\",\"https:\/\/twitter.com\/FOREO\",\"https:\/\/www.instagram.com\/FOREO\/\",\"https:\/\/www.pinterest.com\/FOREO\/\",\"https:\/\/www.youtube.com\/c\/Foreo\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.foreo.com\/mysa\/#\/schema\/person\/4fa3f65fee5d02a61185e554bf062b2b\",\"name\":\"imogen\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.foreo.com\/mysa\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/08c236baeec77a388cb5be5cfc78fd64?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/08c236baeec77a388cb5be5cfc78fd64?s=96&d=mm&r=g\",\"caption\":\"imogen\"},\"url\":\"https:\/\/www.foreo.com\/mysa\/author\/imogen\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Investing in Your Skin, According to a Financial Advisor - MYSA","description":"According to Financial Advisor and Founder of She's on the Money podcast Victoria Devine, you will invest in your future by buying quality skincare devices.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/","og_locale":"en_US","og_type":"article","og_title":"Investing in Your Skin, According to a Financial Advisor - MYSA","og_description":"According to Financial Advisor and Founder of She's on the Money podcast Victoria Devine, you will invest in your future by buying quality skincare devices.","og_url":"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/","og_site_name":"MYSA","article_publisher":"https:\/\/www.facebook.com\/FOREO","article_published_time":"2021-10-08T05:10:03+00:00","article_modified_time":"2022-03-03T08:24:13+00:00","og_image":[{"width":1920,"height":2560,"url":"https:\/\/www.foreo.com\/mysa\/wp-content\/uploads\/sites\/2\/2021\/10\/Photo-14-9-21-9-42-09-am-scaled.jpg","type":"image\/jpeg"}],"author":"imogen","twitter_card":"summary_large_image","twitter_creator":"@FOREO","twitter_site":"@FOREO","twitter_misc":{"Written by":"imogen","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["Article","BlogPosting"],"@id":"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/#article","isPartOf":{"@id":"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/"},"author":{"name":"imogen","@id":"https:\/\/www.foreo.com\/mysa\/#\/schema\/person\/4fa3f65fee5d02a61185e554bf062b2b"},"headline":"Investing in Your Skin, According to a Financial Advisor","datePublished":"2021-10-08T05:10:03+00:00","dateModified":"2022-03-03T08:24:13+00:00","mainEntityOfPage":{"@id":"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/"},"wordCount":851,"commentCount":3,"publisher":{"@id":"https:\/\/www.foreo.com\/mysa\/#organization"},"keywords":["beautyy devices","foreo","investment","LUNA 3","skincare","skinvestment","ufo 2","Victoria Devine"],"articleSection":["SKINCARE"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/","url":"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/","name":"Investing in Your Skin, According to a Financial Advisor - MYSA","isPartOf":{"@id":"https:\/\/www.foreo.com\/mysa\/#website"},"datePublished":"2021-10-08T05:10:03+00:00","dateModified":"2022-03-03T08:24:13+00:00","description":"According to Financial Advisor and Founder of She's on the Money podcast Victoria Devine, you will invest in your future by buying quality skincare devices.","breadcrumb":{"@id":"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.foreo.com\/mysa\/investing-in-your-skin-according-to-a-financial-advisor\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"BLOG","item":"https:\/\/www.foreo.com\/mysa\/"},{"@type":"ListItem","position":2,"name":"SKINCARE","item":"https:\/\/www.foreo.com\/mysa\/skincare\/"},{"@type":"ListItem","position":3,"name":"Investing in Your Skin, According to a Financial Advisor"}]},{"@type":"WebSite","@id":"https:\/\/www.foreo.com\/mysa\/#website","url":"https:\/\/www.foreo.com\/mysa\/","name":"MYSA","description":"Beauty and Well-Being Journal","publisher":{"@id":"https:\/\/www.foreo.com\/mysa\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.foreo.com\/mysa\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.foreo.com\/mysa\/#organization","name":"FOREO MYSA","url":"https:\/\/www.foreo.com\/mysa\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.foreo.com\/mysa\/#\/schema\/logo\/image\/","url":"https:\/\/www.foreo.com\/mysa\/wp-content\/uploads\/sites\/2\/2022\/02\/mysa-logo-w-quote-English-re\u0301seaux-sociaux.jpg","contentUrl":"https:\/\/www.foreo.com\/mysa\/wp-content\/uploads\/sites\/2\/2022\/02\/mysa-logo-w-quote-English-re\u0301seaux-sociaux.jpg","width":2500,"height":1312,"caption":"FOREO MYSA"},"image":{"@id":"https:\/\/www.foreo.com\/mysa\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/FOREO","https:\/\/twitter.com\/FOREO","https:\/\/www.instagram.com\/FOREO\/","https:\/\/www.pinterest.com\/FOREO\/","https:\/\/www.youtube.com\/c\/Foreo"]},{"@type":"Person","@id":"https:\/\/www.foreo.com\/mysa\/#\/schema\/person\/4fa3f65fee5d02a61185e554bf062b2b","name":"imogen","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.foreo.com\/mysa\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/08c236baeec77a388cb5be5cfc78fd64?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/08c236baeec77a388cb5be5cfc78fd64?s=96&d=mm&r=g","caption":"imogen"},"url":"https:\/\/www.foreo.com\/mysa\/author\/imogen\/"}]}},"_links":{"self":[{"href":"https:\/\/www.foreo.com\/mysa\/wp-json\/wp\/v2\/posts\/10327"}],"collection":[{"href":"https:\/\/www.foreo.com\/mysa\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.foreo.com\/mysa\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.foreo.com\/mysa\/wp-json\/wp\/v2\/users\/50"}],"replies":[{"embeddable":true,"href":"https:\/\/www.foreo.com\/mysa\/wp-json\/wp\/v2\/comments?post=10327"}],"version-history":[{"count":29,"href":"https:\/\/www.foreo.com\/mysa\/wp-json\/wp\/v2\/posts\/10327\/revisions"}],"predecessor-version":[{"id":10429,"href":"https:\/\/www.foreo.com\/mysa\/wp-json\/wp\/v2\/posts\/10327\/revisions\/10429"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.foreo.com\/mysa\/wp-json\/wp\/v2\/media\/10328"}],"wp:attachment":[{"href":"https:\/\/www.foreo.com\/mysa\/wp-json\/wp\/v2\/media?parent=10327"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.foreo.com\/mysa\/wp-json\/wp\/v2\/categories?post=10327"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.foreo.com\/mysa\/wp-json\/wp\/v2\/tags?post=10327"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}